PundiKas-Pinjaman Online 5.2.6

Review of PundiKas Online Loan Product:

All loan products have a repayment period of 91 to 180 days. The loan amounts for all loan products range from Rp 1,000,000 to Rp 8,000,000. The annual interest rates for all loan products are very low, not exceeding 15% per year, and the daily interest rates do not exceed 0.04%. Additionally, all loan products do not charge any additional fees.

Loan Calculation:

• Select the loan product. The loan amount is Rp 6,000,000, the loan repayment period is 180 days (i.e., the loan must be repaid within 6 months), and the annual loan interest rate is 15% per year (0.04% per day). Users do not need to pay any other fees except for the interest. Therefore, the daily interest fee for the user is (6,000,000 * 0.04%) = Rp 2,400, and the monthly payment amount for the user is (2,400 * 30 + 6,000,000 / 6) = Rp 1,072,000. After the loan period ends, users need to repay both the interest and principal amount. The total interest payment is (2,400 * 180) = Rp 432,000, and the total repayment amount is (6,000,000 + 432,000) = Rp 6,432,000.

The loan amount and repayment period mentioned above are from a cooperative institution. PundiKas is not directly involved in providing loans but only recommends suitable financial institutions and products to you based on your needs and credit qualifications.

PundiKas is an exclusive application for members of PT.PundiKas Indonesia. With this application, we can provide online saving and lending services to the members of PT.PundiKas Indonesia easily, quickly, and conveniently.

About PT.PundiKas Indonesia:

1. Registered with the Ministry of Cooperatives and SMEs in Indonesia.
2. Cooperative Function: only for member savings and exclusive member loan services.
3. Cooperative Services include:
   1. Primary savings
   2. Loan services, including:
      • Exclusive member loan services, which means only members and candidates can operate online loans. The loan products provided by this application are flexible with low interest rates, which can help members enjoy the benefits of membership. Non-members must register as members to obtain exclusive loans.
4. How to become a member of PT.PundiKas Indonesia?
   • Indonesian citizen
   • Have an ID card (KTP)
   • Have stable employment and income
   • Share the same goals as the cooperative
   • Fully understand the cooperative regulations and provisions

PundiKas is a comprehensive information application platform for all loan products, which is very useful for members who are looking for loan products that suit their needs. PundiKas always focuses on providing membership registration services for PT.PundiKas Indonesia to users, assisting members in applying for loans, and will not directly provide loans to users. Since the establishment of this information platform, PundiKas has always been based on the interests of its members, using innovative technology to provide the most convenient and available online loan services to support inclusive financial development in Indonesia.

How to use PundiKas?

1. Download PundiKas
2. Click Register to initiate the application process
3. Find the desired loan product and compare various loan product information

What are the requirements for PundiKas online loans?

1. Indonesian citizen
2. Minimum age of 18 years old
3. Reside in Indonesia
4. Register as a member of PT.PundiKas Indonesia

When users meet the above requirements, they can apply for a loan, and the loan will be disbursed to the user's account after the application is approved.

If users need assistance, please contact us via the email below: Email: [email protected] Address: Jl. Kapten Piere Tendean No. 9B Mampang Prapatan Mampang Prapatan Jakarta Selatan DKI Jakarta, RT.1/RW.3, Kuningan Bar., Kec. Mampang Prpt., Kota Jakarta Selatan, Daerah Khusus Ibukota Jakarta 12790